Payment Policy
Last Updated: July 2026
At Patricia's Jewelry, we are committed to providing a safe, secure, and reliable shopping experience. This Payment Policy explains how payments are processed, which payment methods we accept, and what you can expect after placing your order.
Accepted Payment Methods
We currently accept the following secure payment methods:
- Visa
- Mastercard
- American Express
- Discover (where available)
- Apple Pay
- Google Pay
All available payment options will be shown at checkout based on your location.
Secure Payment Processing
Your security is important to us.
All payments made through our website are processed using industry-standard SSL encryption to protect your personal and financial information.
Patricia's Jewelry does not store or have access to your full credit or debit card information. Payment details are securely processed by our trusted payment providers.
Payment Authorization
When you place an order, your payment method will be authorized and charged according to the payment provider's processing procedures.
If payment cannot be successfully authorized or completed, your order will not be processed until a valid payment method is provided.
Order Confirmation
Once your payment has been successfully processed, you will receive an order confirmation email containing:
- Your order number
- Order summary
- Shipping address
- Estimated delivery information
If you do not receive your confirmation email within a few minutes, please check your spam or junk folder before contacting us.
Currency
All prices displayed on our website are shown in the currency selected for your region.
If your payment is processed in a different currency by your bank or card issuer, exchange rates or additional fees may apply. These fees are determined by your financial institution and are outside of our control.
Payment Verification
For your protection and to help prevent fraudulent transactions, some orders may require additional verification before shipment.
If additional verification is needed, our customer support team will contact you using the email address provided with your order.
Taxes and Duties
Applicable taxes are calculated during checkout based on your shipping destination.
International customers may be responsible for customs duties, import taxes, or other local fees required by their country. These charges are the responsibility of the customer.
Failed or Declined Payments
If your payment is declined, please:
- Verify your billing information
- Ensure sufficient funds are available
- Contact your bank or payment provider
- Try an alternative payment method
If you continue experiencing issues, please contact our customer support team for assistance.
Refunds
Approved refunds are processed back to the original payment method used for your purchase.
Once a refund has been issued, processing times typically depend on your payment provider and may take 5–10 business days to appear in your account.
For complete refund information, please see our Return & Refund Policy.
Contact Us
If you have any questions regarding payments or billing, we're happy to help.
Patricia's Jewelry
Email: support@patriciasjewelry.com
Website: https://patriciasjewelry.com
AJ Multiservice Ab
Källbergsgränd 5, Jakobstad, Österbotten 68600, Finland